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As You Reach Each Milestone in Life, Take Another Look at Your Insurance Coverage
Graduation. Marriage. Children. Moving. Retirement. Whenever you reach one of life’s milestones, be sure to tell your family and friends – and your independent insurance agent.
Why your insurance agent? Major changes in your life may require corresponding changes in your auto insurance coverage. In fact, many milestones can influence – and perhaps reduce – your insurance premium.
Most consumers notify their insurance companies when they purchase a new car but other life changes can also have an impact on their insurance needs.
Auto insurance premiums are determined by variables including the driver’s age, gender, residence, driving record and vehicle make and model. Altering any of these variables can change an insurance company’s assessment of risk and change your premium.
When you have children, you need to review your auto insurance policy to ensure your coverage is adequate. Once your children begin to drive, graduate from high school or college, or move out on their own, your policy and rates should be adjusted to reflect those changes. In addition, a new house or any significant increase in your net worth calls for a re-examination of your coverage.
One of the key roles of auto insurance is to help protect your assets in the event of a serious accident. As your assets grow, you should consider increasing liability coverage to protect yourself.
A local independent insurance agent or broker like Insurance Plus Agencies, LLC can help you evaluate an existing auto insurance policy, identify additional coverage needs and find the combination of coverage, price, and service that’s right for you. Because insurance rates can vary greatly from one company to the next, Insurance Plus can compare pricing among multiple providers and perhaps save you hundreds of dollars in premium.
Staying in touch with an independent insurance agent can give you more than just the peace of mind that comes with great coverage. It can also help you save a lot of money.
Insurance Plus Agencies, LLC has been in business since 1996. Our Independent agents provide expert advice and personal service. To learn more about Insurance Plus, call us toll free at 1-866-466-1699, visit one of our 7 Houston area locations or go to YourInsuranceCompany.com. We can check with several companies including Progressive to find the best combination of coverage and price.
Posted Friday, April 09 2010 1:38 PM
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